- An order of opening by physical persons of the account in a foreign currency.
For account opening in a foreign currency the physical person gives the original of the passport and its copy in Division of physical persons accounts of Department of settlement operations of bank and fills an application form on account opening.
Account opening in a foreign currency for the physical person costs - 7 US dollars.
- A placing order on the deposit of money resources to a foreign currency physical persons.
ÒVEB offers physical persons of service in acceptance of money resources in a foreign currency on the deposit. The bank pays under the deposit the income in the form of percent. The size of the interest rate is established according to the Order on the Bank confirmed by the Chairman of Board of Bank and operating on date of the conclusion of the contract on the urgent deposit.
The table of operating interest rates on attraction on the deposit of money resources from physical persons in following currencies - US dollars, euro and English pounds sterling is more low resulted:
| Date |
The sum term |
| to 10.000 |
from 10.001
to 50.000 |
from 50.001
to 500.000 |
from 3 months
till 6 months |
LIBOR*-1.75 |
LIBOR-1.50 |
LIBOR-1.25 |
from 6 months
till 12 months |
LIBOR-1.00 |
LIBOR-0.85 |
LIBOR-0.75 |
* LIBOR - the international interest rate established at the London stock exchange of interbank deposits which serves as the base rate for an establishment each bank of the interest rates.
For placing of money resources on the deposit you should address to Division of physical persons accounts of Department of settlement operations of bank.
- An order of crediting legal and physical persons.
The bank gives credits to following categories of clients:
- to the state enterprises on replenishment of circulating assets, realization of industrial investment projects, purchase of the highly technological equipment, development of an infrastructure and other purposes. Credits are given as in national, and foreign currencies.
- to private enterprises, with a view of average and small-scale business development. Credits stand out on realization of industrial and trading projects, purchase of raw materials and the equipment for the purposes having industrial character. At the expense of own means of bank credits can stand out as in national, and foreign currencies;
- to physical persons on employment by enterprise activity, on purchase of the goods of long using (consumer credits), the building purposes. Credits are given in national currency.
Package of the documents given by the legal body in bank:
- the credit demand or the petition;
- business - the plan;
- balance for last accounting date and balance for the last 3 years;
- the report on profits and losses;
- copies of contracts (contracts) or invoices confirming to the financed goods, carried out works and services;
- copies of constituent documents, certificates on registration of the legal person and the Extract from the Uniform state register of legal bodies;
- a card with samples of signatures and an impress of a seal, testified notarially or the higher organization.
Package of the documents given by the physical person - the individual businessman in bank:
- the credit demand or the petition;
- business - the plan;
- the declaration under the tax to incomes of the physical person - the individual businessman;
- copies of contracts (contracts) or invoices confirming to the financed goods, carried out works and services;
- registration certificate and patent copies (if it is provided by operating standard legal certificates), and also licences by licensed kinds of activity;
- a card with samples of signatures and an impress of a seal, testified notarially.
Package of the documents given by the physical person in bank:
- the credit demand or the petition of the physical person;
- the document proving the identity;
- the inquiry on income sources.
The decision on credit delivery is accepted after studying of documents by credit workers and demand consideration at session of Credit Committee.
For application for reception of the credit you should address in Department on credit delivery.
- An order and conditions of service of plastic cards ÌILLIKART
The bank carries out release and service of 3 versions of plastic cards MILLIKART with the following provisions:
| Kinds of cards ÌILLIKART |
Altyn ÌILLIKART |
Êumush ÌILLIKART |
CLASSIC ÌILLIKART |
| Release of a card taking into account biennial service |
Free of charge |
100000 ÒÌÌ |
150000 ÒÌÌ |
| The minimum rest on the account |
100 million ÒÌÌ |
50 million ÒÌÌ |
--- |
| Removal of cash money resources |
1,2 % |
1,5 % |
1,7 % |
| The annual interest rate charged on the rest under the account |
10 % |
7 % |
5 % (from above 1 mln. ÒÌÌ) |
| Restoration of the lost card |
120000 ÒÌÌ |
120000 ÒÌÌ |
120000 ÒÌÌ |
| Card blocking |
60000 ÒÌÌ |
600000 ÒÌÌ |
600000 ÒÌÌ |
For registration of a card you should address to Division of physical persons accounts of Department of settlement operations of bank, to give the original of the passport and its copy, and to fill the statement on opening of the card account.
- An order and conditions of service of international plastic cards VISA.
| International plastic cards VISA - ÒVEB |
Business |
Classic |
Electron |
| The minimum initial payment |
500 USD |
100 USD |
10 USD |
| The insurance deposit |
1000 USD |
500 USD |
2 % |
| Release of a card taking into account biennial service |
50 USD |
25 USD |
10 USD |
| Card replacement |
25 USD |
15 USD |
7 USD |
| Removal of cash currency |
2 % |
2 % |
2 % |
| Clearing settlements |
0,5 % |
0,5 % |
0,5 % |
| Card blocking under the demand of the holder |
Free of charge |
Free of charge |
Free of charge |
| Percent on overdraft on cards-accounts |
Per every day of 0,2 % |
Per every day of 0,2 % |
--- |
| Penal sanctions: |
|
|
|
| Card loss |
25 USD |
25 USD |
15 USD |
| For illegal use of a card and-or PIN with the consent of the holder |
50 USD |
50 USD |
50 USD |
For registration of a card you should address to Division of physical persons accounts of Department of settlement operations of bank, to give the original of the passport and its copy, and to fill the statement on opening of the card account.
- Granting conditions in rent vault cells the commissions paid thus.
The bank gives in rent to clients individual safes of 4 versions for storage of cash, securities, documents, electronic data carriers, jewels, antiques, pictures and other values with the following provisions:
Single payment for cell registration - 50000 ÒÌÌ
| Monthly rent for a cell: |
| Mini | 50 000 TMM |
| Medium | 100 000 TMM |
| Medium-extra | 150 000 TMM |
| Max | 200 000 TMM |
For registration of the contract of rent you should address in Department of accounts of physical persons of Department of settlement operations of bank and to give the original of the passport and its copy.
- Conditions of an exchange of shabby denominations on the commissions suitable and paid thus.
The bank offers services in an exchange of shabby denominations on suitable with the following provisions:
| In national currency | - it is free |
| In a foreign currency | - 2,5 % |
For registration of operation you should address to Division of physical persons accounts of Department of settlement operations of bank.
- Conditions of check of authenticity of banknotes and the commissions paid thus.
The bank offers services in check of authenticity of banknotes with the following provisions:
Check of authenticity of banknotes - 0,3 %, min 1 USD
For registration of operation you should address in Department of accounts of physical persons of Department of settlement operations of bank.
- Conditions on exchange of large (small) denominations on the commissions small (large) and paid thus.
The bank offers services in exchange of large (small) denominations on small (large) with the following provisions:
| In national currency | - 2,5 % |
| In a foreign currency | - 1,2 % |
For registration of operation you should address to Division of physical persons accounts sons of Department of settlement operations of bank.
- An order of registration of the power of attorney to citizens of Turkmenistan and the commissions paid thus.
The bank offers services in registration of the power of attorney to citizens of Turkmenistan on realization of operations under currency supplementary accounts with the following provisions:
| Registration of the power of attorney for a period of 1 year | 50 000 TMM |
| Registration of the power of attorney for a period of 2 years | 75 000 TMM |
| Registration of the power of attorney for a period of 3 years | 100 000 TMM |
For registration of the power of attorney you should address in Legal department (room #116).
Supplemental inf.